輕松得到大學學費：4種易被忽視的學費來源
美國大學學費對一般人來說是一筆不小的開支，人們也在通過各種渠道賺取學費來源，這里介紹了四種容易被忽視的學費來源，大家一起看看吧，也許會對你有幫助!
Paying for college is rarely easy. Ideally, it's a longterm process of building and using a collection of savings, institutional aid, free money, and—if necessary—loans. But with so many avenues for financing your education, it's often difficult to sort out what might work best for you, given your situation and time frame. Whether you'll be moving into your dorm room in two months or you're starting to save now for your toddler's college education, here are four often-overlooked considerations that may lessen your financial burden:
大學學費不是那么容易就能交得起的，得存很久的錢、依靠一些機構(gòu)的幫助、甚至貸款。雖然給教育提供財政支持的渠道有很多種，但要找到一個最適合你的卻不是那么容易。以下有4種容易被忽略的選擇，也許能減輕你的經(jīng)濟負擔。
Exhaust your federal options: Because federal loans (Stafford and Perkins) are cheaper and have more flexible repayment options, students with financial need should always exhaust their federal options before looking to private loans, says Kevin Walker, cofounder and CEO of SimpleTuition.com. It's an often overlooked route, he adds, because some families mistakenly assume it's a complicated process for a loan they may be too well off to qualify for anyway.
一、聯(lián)邦貸款。聯(lián)邦貸款的償還利息更小，償還方式也更靈活，所以有借款需求的學生應(yīng)該在尋求私人貸款前盡可能嘗試聯(lián)邦貸款方式。這是一種容易被忽視的途徑，因為一些家庭錯誤地認為自己不符合借貸要求。
Consider 529 plans: If you have some time before college, a 529 savings plan may be an attractive route for you. Named after Section 529 of the Internal Revenue Code under which it was created, a 529 plan allows users to select from a variety of funds in which to invest, including real estate and money market accounts. In 34 states and the District of Columbia, parents with a 529 plan qualify for an income tax deduction or credit on contributions.
二、考慮529計劃。如果你在大學開學前有空閑時間，那么529儲蓄計劃也許會適合你。
Regiment yourself: No matter how far away college is for you or your child, it's crucial to start adhering to a savings plan now. Though it might feel painful at first, research shows that students and parents who stow away set levels of college cash at specific intervals are more inclined to feel confident about their ability to pay for college.
三、自己省錢并存下來。不管你或你的孩子離上大學的時間還有多長，從現(xiàn)在開始省錢都是十分必要的。
Explore last-minute options: If you are beginning college this fall, don't assume it's too late to find scholarships, SimpleTuition's Walker says. Use these next few weeks to scour the Internet, community listings, and your high school's counseling office for any last-minute sources of aid or scholarship money that went unused in the traditional school year award period. Other scholarships have deadlines throughout the calendar year. In an online scholarship search, specify what state you live in to help you find local results, Walker recommends.
四、最后一刻的選擇：獎學金。及時你今年秋天就開學，現(xiàn)在開始申請獎學金也不會晚。在學校搜索所有獎學金的渠道和標準，看看自己是否符合。
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