以下是美國留學金融工程專業(yè)的個人陳述范文,隨出國留學網小編一起學習學習吧。
申請專業(yè):金融工程
在我看來金融工程是一種創(chuàng)新、創(chuàng)造技術,一種對金融工具、金融手段和系統(tǒng)的創(chuàng)造和創(chuàng)新技術,一種平衡收益和風險的技術.它包含了數(shù)學,計算機,金融方面的知識,是一門充滿了趣味的交叉學科,而數(shù)學知識和數(shù)學模型是這個學科中必不可少的核心內容:馬科維茨的投資組合選擇理論,夏普的資本資產定價模型,Black-Scholes的期權定價模型以及考克斯等人的“二項式”模型正是這種核心地位的體現(xiàn)。
In my opinion, the Financial Engineering is a kind of creative technology to the Financial Instruments, Financial Means and system. It used to balance the benefits and venture as an interesting interdisciplinary subject. It covers many fields such as mathematics, computer science and finance, in which the mathematics and mathematical modeling are the two main aspects of the Financial Engineering. The Investment Portfolio Theory of Markowitz, the capital asset pricing model of the Sharp, Option Pricing Model of Black-Scholes and “Binomial” model of Cox can best reflect the critical position of the two subjects.
我有幸選擇了數(shù)學與應用數(shù)學這個專業(yè),在三年和它的接觸了解中,使我對數(shù)學,尤其對數(shù)學建模有了較深的理解和體會。(記得第一次去聽清華大學XX系姜啟源教授的講座,他在講座上舉了一個“現(xiàn)實生活中的數(shù)學”例子:“1公斤面, 1公斤餡, 包100個餃子;若餡比1公斤多, 應多包幾個, 還是少包幾個呢? ”是這個生動、形象、富于生活氣息的包餃子問題把我領進了數(shù)學建模的世界。)
I am glad to choose mathematics and applied mathematics. Three years’ study had deepened my understanding of them, especially of mathematical modeling. (It still occurs to me when I went to attend the class of XX department given by Professor Jiang qiyuan in Tsinghua University for the first time. “1 kilogram of flour added with 1 kilogram of stuffing can make 100 dumplings, but what if the stuffing is more than 1 kilogram?” He used a very simple, vivid and interesting example which aroused my interest and led me into the mathematical modeling world.
第一次和數(shù)學建模親密接觸是在05年的暑假,我有幸參加了學校組織的數(shù)學建模培訓。經驗豐富的數(shù)學老師們通過實實在在的例子告訴我們什么是數(shù)學建模。給我印象最深的是一個關于SARS的例子:2003年,SARS爆發(fā)并在世界范圍內傳播,嚴重影響到我國經濟發(fā)展和人民生活,定量的研究SARS的傳播規(guī)律并建立數(shù)學模型預測和控制傳染病蔓延成為數(shù)學工作者必須解決的問題……于是Logistic回歸便成為我永恒的記憶。為期2周的數(shù)學建模培訓,給我留下的不僅是一個個經典的數(shù)學模型,更重要的是一份澎湃的激情和一份冷靜的思考:數(shù)學和數(shù)學建模是人類的守護神,因為有了她的存在,人類的生存和發(fā)展才有條不紊的繼續(xù)著;那么當SARS病毒肆無忌憚時,當AIDS病毒肆意侵蝕人們肉體時,一個熱愛數(shù)學、熱愛數(shù)學建模,更加熱愛生命的人能夠做些什么?
The first time I kissed the mathematical modeling was in the summer vacation of 2005, when I got a good opportunity to attend the mathematical modeling training organized by our school. Seasoned mathematics teachers told me what on earth the mathematical modeling is through some existing examples, in which the one about SARS impressed me most. In 2003, SARS broke out and shrouded rapidly to the whole world, which imperiled our economic development and people’s living. Therefore, study on its spreading regularity and building the mathematical modeling for predicting and controlling its extension had become the “Archimedes Heels”for all mathematicians…So, the Logistic regression has been carved in my memory. Two weeks’ training has presented me with a kind of passion and calm thinking much more than just those classical mathematical models. As the patron saint of our human-beings, the existence of Mathematics and mathematical modeling are maintaining our subsistence and development. Then, when SARS ran riot, when we are suffering from the pain of AIDS, what can I do as a mathematics and mathematical modeling lover who loves life so much?
懷著這份激情和思考,在大二的秋天,我第一次嘗試了運用數(shù)學建模的知識去解決實際問題,我和另外兩名隊員代表學校參加了全國大學生數(shù)學建模比賽。比賽要求結合數(shù)據(jù)對長江水質做出定量評價,分析各地區(qū)的水質污染;并對未來長江水質污染發(fā)展趨勢做出預測分析,制定污水處理計劃。長達17頁的數(shù)據(jù)和多個評價指標對我們來說著實是個挑戰(zhàn)!究竟應該選擇哪些數(shù)據(jù)?怎樣綜合考慮多個指標?我們嘗試了近一天,推翻了以前建立的種種模型,有好幾次都被弄得想要放棄,是隊友間的相互鼓勵的力量和鍥而不舍的精神讓我們最終找到了自己滿意的模型:綜合指數(shù)法模型評價長江水質,既體現(xiàn)水質的各種評價因子,又能反映主要污染物對水質的突出作用;通過多元線性回歸擬合預測未來水質污染,建立線性優(yōu)化模型,制定污水處理計劃。我們小組的參賽論文獲北京市二等獎。三天三夜的建模經歷,那份澎湃的激情已經漸漸平息,取而代之的是更加冷靜的思考:數(shù)學建模創(chuàng)造、創(chuàng)新,成功地解決問題依賴于扎實的數(shù)學基礎知識和過硬的數(shù)學建模能力;依賴于不拘一格的創(chuàng)新思維和創(chuàng)造能力;還依賴于對多方面知識的了解和積累。
Pocketed with this passion and thinking, I tasted to use mathematical modeling into practice and solve the practical problems by attending the National College Mathematical Modeling Contest with the other two schoolmates on behalf of our college. It required us to evaluate the water quality of Changjiang River according to the data, through which we had to analyze the water pollution in every region and predict the trend of it in the future. Finally we had to bring out the plan against it. It was really a challenge for us towards flood