美國(guó)麻省理工大學(xué)作為2018年QS世界大學(xué)排行榜排名第一的大學(xué)，留學(xué)費(fèi)用也是相當(dāng)?shù)馁F，那么下面就和出國(guó)留學(xué)網(wǎng)的小編來(lái)看看2018年美國(guó)麻省理工大學(xué)碩士留學(xué)費(fèi)用是多少？
一、費(fèi)用預(yù)算
Creating a budget is surprisingly simple. At its most basic， you are determining the difference between your earnings and your expenses. You should aim to at least break even， but having some money left over at the end of each month is actual expenses will vary depending on your academic program as well as your choices of dining and housing options， travel， other personal expenses， etc.
創(chuàng)建預(yù)算非常簡(jiǎn)單。從最基本的角度來(lái)看，您正在確定您的收入和支出之間的差異。你的目標(biāo)應(yīng)該至少是平衡的，但是在每個(gè)月底剩下一些錢(qián)是理想的。您的實(shí)際費(fèi)用將取決于您的學(xué)術(shù)計(jì)劃以及您選擇的餐飲和住房選擇、旅行、其他個(gè)人開(kāi)支等。
MIT財(cái)政援助預(yù)算MIT Financial Aid Budget
If you need to borrow student loans from federal or private sources， those loans combined with any other sources of funding for your education may not exceed your cost of attendance for the academic year. The figures below are the standard amounts budgeted for most graduate students at MIT. These figures are for a 9 month academic year and would change based on actual enrollment. These numbers are informational only. To receive your budget for student loan eligibility， please follow the instructions under Applying for Aid.
如果您需要從聯(lián)邦或私人來(lái)源借用學(xué)生貸款，這些貸款與其他任何資金來(lái)源相結(jié)合，可能不會(huì)超過(guò)您在學(xué)年的出勤費(fèi)用。下面的數(shù)字是麻省理工學(xué)院大多數(shù)研究生預(yù)算的標(biāo)準(zhǔn)金額。這些數(shù)字是每學(xué)年9個(gè)月的相關(guān)費(fèi)用，并會(huì)根據(jù)實(shí)際入學(xué)情況而變化。這些數(shù)字只是信息。要獲得學(xué)生貸款資格的預(yù)算，請(qǐng)按照“ 申請(qǐng)?jiān)敝械恼f(shuō)明進(jìn)行操作。
Tuition1： $49，580
Student activity fee： $312
Housing （on-campus）2： $15，750
Meals3： $5，300
Books & Supplies： $2，550
Personal Expenses4： $6，508
Transportation： $2，750
學(xué)費(fèi)：49，580美元
學(xué)生活動(dòng)費(fèi)用：312美元
住房（校內(nèi)）： 15，750美元
膳食：5，300美元
書(shū)籍和用品： 2，550美元
個(gè)人開(kāi)支： 6，508美元
交通費(fèi)用：2，750美元
ion amounts are set by the Registrar＇s Office and vary by academic program. Please confirm your tuition rate with your program directly. All graduate students in the Sloan School of Management are subject to a different base tuition rate than the figure listed above.
information on actual housing options， please see the Housing Office’s website.
is the budget figure suggested by Campus Dining for 32 weeks on campus per academic year.
4Our budget for personal expenses includes the full cost of health insurance for the student. Some form of hospital insurance is required by Massachusetts law. As part of the basic tuition fee， MIT provides the basic Student Medical Plan but also charges all students for the Student Extended Insurance Plan， which provides hospitalization coverage. However， students who can demonstrate that they already have comparable coverage under another insurance program are granted a waiver from the Student Extended Insurance Plan. There are additional charges for coverage of partners and dependents under both the Student Medical Plan and the Extended Student Insurance Plan. MIT Medicalmaintains a chart of rates for students and their families.
1.學(xué)費(fèi)金額由注冊(cè)辦公室制定，并根據(jù)學(xué)術(shù)課程而有所不同。請(qǐng)直接與您的申請(qǐng)的課程的相應(yīng)的辦公室來(lái)確認(rèn)您的學(xué)費(fèi)。斯隆管理學(xué)院的所有研究生的基礎(chǔ)學(xué)費(fèi)比例都不同于上面列出的數(shù)字。
2.有關(guān)實(shí)際住房選擇的信息，請(qǐng)參閱房屋辦公室的網(wǎng)站。
3.這是校園餐飲在校園內(nèi)每學(xué)年32周的預(yù)算數(shù)字。
4.我們的個(gè)人支出預(yù)算包括學(xué)生的全部健康保險(xiǎn)費(fèi)用。馬薩諸塞州的法律要求提供某種形式的醫(yī)院保險(xiǎn)。作為基本學(xué)費(fèi)的一部分，麻省理工學(xué)院提供了基本的學(xué)生醫(yī)療計(jì)劃，但也收取所有學(xué)生的學(xué)生延長(zhǎng)保險(xiǎn)計(jì)劃，提供住院保險(xiǎn)。但是，如果學(xué)生證明他們已經(jīng)在另外一個(gè)保險(xiǎn)計(jì)劃下具有可比較的保險(xiǎn)范圍，則可以從學(xué)生延長(zhǎng)保險(xiǎn)計(jì)劃中獲得豁免。“學(xué)生醫(yī)療計(jì)劃”和“延長(zhǎng)學(xué)生保險(xiǎn)計(jì)劃”中的合作伙伴和受撫養(yǎng)人的額外費(fèi)用。麻省理工學(xué)院醫(yī)學(xué)院為學(xué)生及其家庭保留一張費(fèi)率表。
二、資助費(fèi)用
Once you have received your financial aid award， review the amount we are budgeting for each category. In most cases， we will not be able to increase any of the amounts listed. If you need more money in one category， you will need to reduce the amount you are spending in you will be borrowing student loans， first determine how much you will need to borrow. If your rent is less than what we have budgeted， and you don’t believe you will need more than what we have budgeted for any other category， only borrow the amount you need instead of the full amount you are eligible for.
一旦您獲得了您的經(jīng)濟(jì)援助獎(jiǎng)勵(lì)，請(qǐng)查看每個(gè)類(lèi)別的預(yù)算金額。在大多數(shù)情況下，我們將無(wú)法增加任何列出的金額。如果你需要更多的錢(qián)在一個(gè)類(lèi)別，你將需要減少你在另一個(gè)消費(fèi)的金額。如果你需要借貸學(xué)生貸款，首先確定你需要借多少錢(qián)。如果您的租金低于我們的預(yù)算，而且您不認(rèn)為您需要比其他任何類(lèi)別的預(yù)算還多的錢(qián)，那么您只需借入您所需的數(shù)額，而不是您有資格獲得的全部數(shù)額。
Income：Keep track of your various income sources. This may include wages from work， savings， gifts， or loans. Make sure to capture your net income， the amount you actually take home and not your gross income， your stated earnings before taxes are removed. Determine when your funds will hit your bank or student account. If you are borrowing loans， keep in mind that loan fees may slightly reduce the amount you will receive. Most student loans are split evenly between all terms you will be registered for in an academic year， and will be disbursed at the right time to make your semester payments， however you must be registered for the term first.
收入：跟蹤你的各種收入來(lái)源。這可能包括工作、儲(chǔ)蓄、禮物或貸款的工資。確保獲得您的凈收入，實(shí)際收入的金額，而不是您的總收入，您的稅前說(shuō)明的收入我們將不會(huì)計(jì)算在內(nèi)。確定您的資金將何時(shí)打到您的銀行或?qū)W生帳戶(hù)。如果您借貸，請(qǐng)記住貸款費(fèi)用可能會(huì)稍微減少您將收到的金額。大多數(shù)學(xué)生貸款平均分配在一個(gè)學(xué)年你將注冊(cè)的所有條款，并將在適當(dāng)?shù)臅r(shí)間發(fā)放學(xué)期付款，但是你必須首先注冊(cè)。
Totaling Your Budget：Total your costs and income to see if you have enough funds to cover your budget. If you’re in the red （over spending） you should go back and modify your budget and re-calculate. When making modifications， figure out what out-of-pocket expenses are needs and what are you have been able to break even， you have a realistic budget to follow. And if you have savings left over you can think about setting up an emergency fund or saving for your sure to stick to your predetermined spending. Developing good spending habits now will help you far into the future.
預(yù)算總計(jì)：總計(jì)你的成本和收入，看你是否有足夠的資金來(lái)支付你的預(yù)算。如果您處于赤字狀態(tài)（超出支出），則應(yīng)該返回并修改您的預(yù)算并重新計(jì)算。在進(jìn)行修改時(shí)，弄清楚實(shí)際需要的費(fèi)用和需求是什么。如果你能夠盈虧平衡，那么你就有一個(gè)切合實(shí)際的預(yù)算。如果你有剩余的儲(chǔ)蓄，你可以考慮設(shè)立一個(gè)應(yīng)急基金或?yàn)槲磥?lái)儲(chǔ)蓄。確保堅(jiān)持您的預(yù)定支出。養(yǎng)成良好的消費(fèi)習(xí)慣，將會(huì)幫助你走向未來(lái)。
The budget we use to determine your financial need approximates the price of attending MIT for one year. Your actual costs will depend on a number of personal factors， including your housing and dining options， as well as other individual expenses. The majority of expenses incurred are billed through MIT. These can include tuition， the student life fee， health insurance （if you remain on the MIT plan）， on-campus housing， dining plans or TechCASH. The remaining expenses are not billed through MIT， but are out-of-pocket purchases you make for books， supplies， personal expenses and do not change a student’s budget based on your individual expenses. Whether you end up spending more or less than our allowances， your financial need and financial aid award stay the y， six out of every 10 students receive MIT need-based aid. The average price they pay for tuition， fees， books， supplies， room， board and other expenses is about $23，000—considerably lower than our published price of $67，ion & Fees
我們用來(lái)確定您的經(jīng)濟(jì)需求的預(yù)算可以保證基本接近您的實(shí)際消費(fèi)。但是您的實(shí)際費(fèi)用+將取決于一些個(gè)人因素，包括您的住房和餐飲選擇以及其他個(gè)人支出。大部分費(fèi)用都是通過(guò)大學(xué)內(nèi)收取的。其中包括學(xué)費(fèi)、學(xué)生生活費(fèi)、健康保險(xiǎn)（如果你仍然在麻省理工學(xué)院的計(jì)劃），在校住房，餐飲計(jì)劃或TechCASH。剩下的費(fèi)用不是通過(guò)麻省理工學(xué)院收取的，而是您為書(shū)本、用品、個(gè)人開(kāi)支和旅行自費(fèi)購(gòu)買(mǎi)的。我們不會(huì)根據(jù)您的個(gè)人開(kāi)支來(lái)更改學(xué)生的預(yù)算。無(wú)論您最終支出多于或少于津貼，您的經(jīng)濟(jì)需求和財(cái)政援助獎(jiǎng)勵(lì)保持不變。
今天，每十名學(xué)生中就有六名獲得麻省理工學(xué)院的需求援助。他們支付的學(xué)費(fèi)、書(shū)本費(fèi)用、生活用品費(fèi)用、住房費(fèi)用、董事會(huì)和其他費(fèi)用的平均價(jià)格大約是23000美元，比我們公布的價(jià)格67430 美元低得多。
家庭資助
Your total Expected Family Contribution （EFC） is a combination of what we expect you and your family to contribute to your education for one year. We use a variation of the College Board＇s methodology to determine eligibility for MIT undergraduate scholarships. We use Federal Methodology to determine eligibility of federal student financial assistance for undergraduate students.
您的預(yù)期家庭資助是我們期望您和您的家庭為您的教育貢獻(xiàn)一年的組合。我們使用大學(xué)理事會(huì)的方法來(lái)確定MIT本科生獎(jiǎng)學(xué)金的資格。我們使用聯(lián)邦方法來(lái)確定聯(lián)邦學(xué)生對(duì)本科生資助的資格。
學(xué)生捐贈(zèng)
Part of your EFC is a dedicated student donation. For most college students， the standard contribution is expected to be $2，000 in summer.
你的EFC的一部分是一個(gè)專(zhuān)門(mén)的學(xué)生捐贈(zèng)。對(duì)于大多數(shù)大學(xué)生來(lái)說(shuō)，標(biāo)準(zhǔn)捐贈(zèng)金額是夏季學(xué)期最低收入預(yù)期為2000美元。
自助金額
The first $3，400 of your financial need is designated as self-help. You are expected to meet this amount through a combination of outside scholarships or grants （including Pell Grants）， student loans or term-time work earnings. If your need is greater than $3，400， we award you an MIT students easily make this amount by ＂UROPing＂ or doing research through the Undergraduate Research Opportunities Program. Although we encourage MIT students to consider term-time work in order to meet their self-help， some students prefer maximizing their student loan eligibility.
首先你的財(cái)務(wù)需要3400美元被指定為自助。您需要通過(guò)外部獎(jiǎng)學(xué)金或助學(xué)金（包括佩爾助學(xué)金），學(xué)生貸款或期限工作收入的組合來(lái)滿足這一數(shù)額。如果您的需要超過(guò)3，400美元，我們會(huì)授予您麻省理工學(xué)院的獎(jiǎng)學(xué)金。
很多學(xué)生很容易通過(guò)“UROPING”或通過(guò)本科生研究機(jī)會(huì)計(jì)劃進(jìn)行研究。盡管我們鼓勵(lì)麻省理工學(xué)院的學(xué)生為了滿足他們的自助而考慮短期工作，但有些學(xué)生更愿意最大限度地提高他們的學(xué)生貸款資格。