用房產(chǎn)在銀行辦理的貸款，該貸款要按照銀行規(guī)定的利率支付利息，這個(gè)利率就是房貸利率。
Kim:Hey, last time you told me that you were preparing to buy a new house. How is it going now?
嘿，上次你跟我提過準(zhǔn)備買套新房子.現(xiàn)在怎么樣了?
Mike:No problem, I got 150,000 for the down payment.
沒有什么大問題，我準(zhǔn)備了15萬(wàn)作為首付。
Kim:What about the rest money?Are you going to borrow from your parents?
剩下的錢怎么辦呢?你準(zhǔn)備跟你的父母借嗎?
Mike:No,I applied for a loan.
不，我申請(qǐng)了貸款。
Kim:Really? Then you may need to pay high interest.
真的嗎?那么也許你需要支付高昂的利息了。
Mike:Not so exaggerated. Nowadays the bank cuts mortgage rates.
沒那么夸張?，F(xiàn)在銀行降低了住房貸款利率