New Words
loan n.
discount v.,n.
credit n.
economy n.
enterprise n.
individual n.
promissory adj.
note n.
commercial a.
bill n.
cashier n.
check n.
instrument n.
finance vt.
interest n.
depositor n.
withdrawal n.
withdraw v.
cover vt.
circulation n. 單詞
（借出的）貸款, 借出
貼現(xiàn)，貼現(xiàn)率
信用, [財(cái)務(wù)]貸方, 銀行存款
經(jīng)濟(jì), 經(jīng)濟(jì)制度的狀況
企業(yè), 事業(yè)
個(gè)人, 個(gè)體
允諾的, 約定的, 有約束力的
票據(jù), 紙幣
商業(yè)的，以獲利為目的的
帳單, 鈔票, 票據(jù)
出納員, 司庫(kù)
支票, 帳單
工具, 手段
為…提供資金
利息
存款人
提款
提款
足以支付，足以補(bǔ)償
循環(huán), 流通, 發(fā)行額
Phrases and Expressions
make loan
accept discount
promissory note
commercial bills of exchange
bank cashier's checks
short-term financing
cash on hand
make withdrawals
a portion of
to meet the needs of 短語(yǔ)與詞組
發(fā)放貸款
辦理貼現(xiàn)
期票，本票
商業(yè)匯票
銀行本票
短期融資
資金頭寸，備用金
提取款項(xiàng)
一部分
滿(mǎn)足……需要
Notes
1.Banks provide most of the credit our economy needs by making loans to enterprises, individuals and governments.銀行通過(guò)向企業(yè)、個(gè)人和政府發(fā)放貸款，提供我國(guó)國(guó)民經(jīng)濟(jì)所需的大部分信貸資金。
(1)(credit) our economy needs我國(guó)國(guó)民經(jīng)濟(jì)所需的（信貸資金）
此句為定語(yǔ)從句，省略了關(guān)系代詞which，修飾前面的先行詞credit。
(2)economy n.①the system or range of economic activity in a country, region, or community經(jīng)濟(jì)體：國(guó)家、地區(qū)或群體的經(jīng)濟(jì)活動(dòng)體系和范圍
例：Effects of inflation were felt at every level of the economy.
通貨膨脹影響到每一經(jīng)濟(jì)階層
②a specific type of economic system經(jīng)濟(jì)制度：特定經(jīng)濟(jì)體系類(lèi)型
例：an industrial economy; a planned economy.
工業(yè)經(jīng)濟(jì)體制；計(jì)劃經(jīng)濟(jì)體制
(3)by making loans to enterprises, individuals and governments是介詞短語(yǔ)，在句中做狀語(yǔ)。
by prep. with the use or help of; through借助于；通過(guò)
(4)making (loans to…)是動(dòng)名詞，做介詞by的賓語(yǔ)。
2.The interest that borrowers pay for their loans or for their notes discounted forms the major source of banks' income.借款人支付貸款或貼現(xiàn)票據(jù)的利息形成了銀行主要收入的來(lái)源。
(1)(interest) that borrowers pay for their loans or for their notes discounted是定語(yǔ)從句，修飾前面的先行詞interest。
(2)(notes) discounted是過(guò)去分詞，做后置定語(yǔ)，修飾前面的notes。
discount vi.to lend money after deduction of interest貼現(xiàn)；減息貸款：在扣除利息后貸款
(3)form vt.to constitute or compose a usually basic element, part, or characteristic of"構(gòu)成；形成"，在句中做"謂語(yǔ)"。
3.But it is unlikely that all depositors of a bank would withdraw their money at the same time.但是，銀行所有的存款戶(hù)在同一時(shí)間內(nèi)提取存款，這是不大可能的。
(1)it is unlikely that…是一種固定句型，意為"……是不可能的"，it是形式主語(yǔ)，真正的主語(yǔ)是由that引導(dǎo)的整個(gè)句子，即that all depositors of a bank would withdraw their money at the same time。
(2)that all depositors of a bank would withdraw their money句中的謂語(yǔ)用虛擬語(yǔ)氣would withdraw，表示一種與事實(shí)相反的情況。
(3)likely adj.possessing or displaying the qualities or characteristics that make something probable可能的：具有或顯示使某事成為可能的特征或品質(zhì)
4.The money deposited each day is usually more than enough to cover all withdrawals.每天存入的金額往往足以支付提取的金額。
(1)(money) deposited是過(guò)去分詞，修飾前面的money。
(2)enough adj.足夠的, 充足的
more than enough綽綽有余的
(2)to cover all withdrawals做狀語(yǔ)，修飾前面的enough。
cover vt.to be sufficient to defray, meet, or offset the cost or charge of足以支付，足以補(bǔ)償：足夠支付、償付或抵消…的花費(fèi)和價(jià)錢(qián)
例：had enough funds to cover her check.
有足夠的資金支付她的賬單
5.This means that a bank needs to keep on hand only a small portion of its total deposits.這就是說(shuō)，一家銀行只需持有存款總額中的一小部分。
(1)(mean) that a bank needs to keep on hand only a small portion of its total deposits是由that引導(dǎo)的賓語(yǔ)從句。
(2)mean vt.to intend to convey or indicate"含意，意味"，作某種解釋
(3)on hand:available可用的
(4)a portion of:a part separated from a whole一份：從整體上分離出來(lái)的一部分
loan n.
discount v.,n.
credit n.
economy n.
enterprise n.
individual n.
promissory adj.
note n.
commercial a.
bill n.
cashier n.
check n.
instrument n.
finance vt.
interest n.
depositor n.
withdrawal n.
withdraw v.
cover vt.
circulation n. 單詞
（借出的）貸款, 借出
貼現(xiàn)，貼現(xiàn)率
信用, [財(cái)務(wù)]貸方, 銀行存款
經(jīng)濟(jì), 經(jīng)濟(jì)制度的狀況
企業(yè), 事業(yè)
個(gè)人, 個(gè)體
允諾的, 約定的, 有約束力的
票據(jù), 紙幣
商業(yè)的，以獲利為目的的
帳單, 鈔票, 票據(jù)
出納員, 司庫(kù)
支票, 帳單
工具, 手段
為…提供資金
利息
存款人
提款
提款
足以支付，足以補(bǔ)償
循環(huán), 流通, 發(fā)行額
Phrases and Expressions
make loan
accept discount
promissory note
commercial bills of exchange
bank cashier's checks
short-term financing
cash on hand
make withdrawals
a portion of
to meet the needs of 短語(yǔ)與詞組
發(fā)放貸款
辦理貼現(xiàn)
期票，本票
商業(yè)匯票
銀行本票
短期融資
資金頭寸，備用金
提取款項(xiàng)
一部分
滿(mǎn)足……需要
Notes
1.Banks provide most of the credit our economy needs by making loans to enterprises, individuals and governments.銀行通過(guò)向企業(yè)、個(gè)人和政府發(fā)放貸款，提供我國(guó)國(guó)民經(jīng)濟(jì)所需的大部分信貸資金。
(1)(credit) our economy needs我國(guó)國(guó)民經(jīng)濟(jì)所需的（信貸資金）
此句為定語(yǔ)從句，省略了關(guān)系代詞which，修飾前面的先行詞credit。
(2)economy n.①the system or range of economic activity in a country, region, or community經(jīng)濟(jì)體：國(guó)家、地區(qū)或群體的經(jīng)濟(jì)活動(dòng)體系和范圍
例：Effects of inflation were felt at every level of the economy.
通貨膨脹影響到每一經(jīng)濟(jì)階層
②a specific type of economic system經(jīng)濟(jì)制度：特定經(jīng)濟(jì)體系類(lèi)型
例：an industrial economy; a planned economy.
工業(yè)經(jīng)濟(jì)體制；計(jì)劃經(jīng)濟(jì)體制
(3)by making loans to enterprises, individuals and governments是介詞短語(yǔ)，在句中做狀語(yǔ)。
by prep. with the use or help of; through借助于；通過(guò)
(4)making (loans to…)是動(dòng)名詞，做介詞by的賓語(yǔ)。
2.The interest that borrowers pay for their loans or for their notes discounted forms the major source of banks' income.借款人支付貸款或貼現(xiàn)票據(jù)的利息形成了銀行主要收入的來(lái)源。
(1)(interest) that borrowers pay for their loans or for their notes discounted是定語(yǔ)從句，修飾前面的先行詞interest。
(2)(notes) discounted是過(guò)去分詞，做后置定語(yǔ)，修飾前面的notes。
discount vi.to lend money after deduction of interest貼現(xiàn)；減息貸款：在扣除利息后貸款
(3)form vt.to constitute or compose a usually basic element, part, or characteristic of"構(gòu)成；形成"，在句中做"謂語(yǔ)"。
3.But it is unlikely that all depositors of a bank would withdraw their money at the same time.但是，銀行所有的存款戶(hù)在同一時(shí)間內(nèi)提取存款，這是不大可能的。
(1)it is unlikely that…是一種固定句型，意為"……是不可能的"，it是形式主語(yǔ)，真正的主語(yǔ)是由that引導(dǎo)的整個(gè)句子，即that all depositors of a bank would withdraw their money at the same time。
(2)that all depositors of a bank would withdraw their money句中的謂語(yǔ)用虛擬語(yǔ)氣would withdraw，表示一種與事實(shí)相反的情況。
(3)likely adj.possessing or displaying the qualities or characteristics that make something probable可能的：具有或顯示使某事成為可能的特征或品質(zhì)
4.The money deposited each day is usually more than enough to cover all withdrawals.每天存入的金額往往足以支付提取的金額。
(1)(money) deposited是過(guò)去分詞，修飾前面的money。
(2)enough adj.足夠的, 充足的
more than enough綽綽有余的
(2)to cover all withdrawals做狀語(yǔ)，修飾前面的enough。
cover vt.to be sufficient to defray, meet, or offset the cost or charge of足以支付，足以補(bǔ)償：足夠支付、償付或抵消…的花費(fèi)和價(jià)錢(qián)
例：had enough funds to cover her check.
有足夠的資金支付她的賬單
5.This means that a bank needs to keep on hand only a small portion of its total deposits.這就是說(shuō)，一家銀行只需持有存款總額中的一小部分。
(1)(mean) that a bank needs to keep on hand only a small portion of its total deposits是由that引導(dǎo)的賓語(yǔ)從句。
(2)mean vt.to intend to convey or indicate"含意，意味"，作某種解釋
(3)on hand:available可用的
(4)a portion of:a part separated from a whole一份：從整體上分離出來(lái)的一部分