New Words
service n.
account n.
procedure n.
regular a.
passbook n.
saving n.
signature n.
initial a.
deposit n.,vt.
withdrawal n.
transaction n.
interest n.
teller n.
majority n.
semiannually adv.
credit n.
vt.
compound vt. 單詞
服務(wù), 業(yè)務(wù)
賬戶；賬（目）
程序, 手續(xù)
定期的
銀行存折
存款，儲(chǔ)蓄
簽名, 署名
最初的, 初始的
存款
收回；取款
辦理, 交易, 業(yè)務(wù)
利息
（銀行）出納員
多數(shù), 大半
每半年
信用, [財(cái)務(wù)]貸方, 銀行存款
記入賬戶的貸方
以復(fù)利計(jì)算利息
Phrases and Expressions
checking accounts
regular passbook savings
savings account
signature card
every six months
withdrawal order 短語(yǔ)與詞組
支票賬戶
定期存折
儲(chǔ)蓄賬戶
印鑒卡
每隔六個(gè)月
取款單
Notes
1.If you went to a bank to open a savings account, you would go through almost the same procedures followed in applying for a checking account. 如果你到銀行開立儲(chǔ)蓄賬戶，你會(huì)經(jīng)歷與申請(qǐng)支票賬戶所需的相同手續(xù)。
(1)open a savings account開立儲(chǔ)蓄賬戶
account n.①a formal banking, brokerage, or business relationship established to provide for regular services, dealings, and other financial transactions.賬戶：為提供定期的服務(wù)，交易，和其他金融活動(dòng)而建立的正式銀行業(yè)務(wù)， 經(jīng)紀(jì)業(yè)或商業(yè)關(guān)系
②a precise list or enumeration of financial transactions.賬：關(guān)于經(jīng)濟(jì)活動(dòng)的確切清單或數(shù)據(jù)
(2)go through the (same) procedures辦理（相同的）手續(xù)
go through:to experience:經(jīng)歷
例：We went through hell while working on this project.
執(zhí)行這一計(jì)劃時(shí)我們經(jīng)歷了許多困難
(3)…followed in applying for a checking account此句是由過(guò)去分詞followed引導(dǎo)的分詞短語(yǔ)，在句中作后置定語(yǔ)，修飾前面的procedures。
2.All you would have to do is to fill out a withdrawal order and present it, along with your passbook, to the teller. 你需要做的事情就是填寫取款單，然后將它和存折一起遞交給銀行出納員。
(1) 句中的All (you would have to do)是主語(yǔ)，(that)you would have to do是定語(yǔ)從句。當(dāng)被修飾的詞是all，everything等詞時(shí)，只能用關(guān)系代詞that，不用which，而且在絕大多數(shù)情況下省略關(guān)系代詞。
例：All you have to do is to press the button.
你只要把電鈕一按就行了。
(2)句中的to fill out a withdrawal order…作表語(yǔ)。
(3)句中的"along with與…一道"作狀語(yǔ)，表示伴隨情況。
3.The interest rate varies from bank to bank, but the general range is from 4 1/2 to 6 percent. 各銀行的利率也不一樣，但變化范圍通常在年利率4 1/2%到6%之間。
(1)interest: a charge for a loan, usually a percentage of the amount loaned.利息：使用貸款的費(fèi)用，通常以貸款數(shù)量的百分比計(jì)息
interest rate利率：利息與本金之比
(2) vary vi.to be different; deviate:不同，偏離：
例：vary from established patterns of behavior
從已經(jīng)建立的行為模式偏離
(3)range: n.an amount or extent of variation:變動(dòng)的范圍：變化的數(shù)量或程度：
例：a wide price range.
極大的價(jià)格變化范圍
4 1/2%=4.5%
4.This interest would automatically be credited to your account; and if you left it in the bank, along with your original deposit, you would receive interest on $1,022.50 for the next six-month period. 如果你不支取，它將并入原有的存款，在以后的六個(gè)月里，你將得到按本金1,022.50美元計(jì)算的利息。
(1)The interest is compounded:to compute (interest) on the principal and accrued interest.
以復(fù)利計(jì)算利息：以本金和不斷累積的利息為基數(shù)計(jì)算利息
(2) credit vt.①to enter as a credit:記入賬戶的貸方
例：credited $500 to her account.
記入500美元的貸款
②To make a credit entry in:在…上貸記：
例：credit an account.
在賬目記入貸方
service n.
account n.
procedure n.
regular a.
passbook n.
saving n.
signature n.
initial a.
deposit n.,vt.
withdrawal n.
transaction n.
interest n.
teller n.
majority n.
semiannually adv.
credit n.
vt.
compound vt. 單詞
服務(wù), 業(yè)務(wù)
賬戶；賬（目）
程序, 手續(xù)
定期的
銀行存折
存款，儲(chǔ)蓄
簽名, 署名
最初的, 初始的
存款
收回；取款
辦理, 交易, 業(yè)務(wù)
利息
（銀行）出納員
多數(shù), 大半
每半年
信用, [財(cái)務(wù)]貸方, 銀行存款
記入賬戶的貸方
以復(fù)利計(jì)算利息
Phrases and Expressions
checking accounts
regular passbook savings
savings account
signature card
every six months
withdrawal order 短語(yǔ)與詞組
支票賬戶
定期存折
儲(chǔ)蓄賬戶
印鑒卡
每隔六個(gè)月
取款單
Notes
1.If you went to a bank to open a savings account, you would go through almost the same procedures followed in applying for a checking account. 如果你到銀行開立儲(chǔ)蓄賬戶，你會(huì)經(jīng)歷與申請(qǐng)支票賬戶所需的相同手續(xù)。
(1)open a savings account開立儲(chǔ)蓄賬戶
account n.①a formal banking, brokerage, or business relationship established to provide for regular services, dealings, and other financial transactions.賬戶：為提供定期的服務(wù)，交易，和其他金融活動(dòng)而建立的正式銀行業(yè)務(wù)， 經(jīng)紀(jì)業(yè)或商業(yè)關(guān)系
②a precise list or enumeration of financial transactions.賬：關(guān)于經(jīng)濟(jì)活動(dòng)的確切清單或數(shù)據(jù)
(2)go through the (same) procedures辦理（相同的）手續(xù)
go through:to experience:經(jīng)歷
例：We went through hell while working on this project.
執(zhí)行這一計(jì)劃時(shí)我們經(jīng)歷了許多困難
(3)…followed in applying for a checking account此句是由過(guò)去分詞followed引導(dǎo)的分詞短語(yǔ)，在句中作后置定語(yǔ)，修飾前面的procedures。
2.All you would have to do is to fill out a withdrawal order and present it, along with your passbook, to the teller. 你需要做的事情就是填寫取款單，然后將它和存折一起遞交給銀行出納員。
(1) 句中的All (you would have to do)是主語(yǔ)，(that)you would have to do是定語(yǔ)從句。當(dāng)被修飾的詞是all，everything等詞時(shí)，只能用關(guān)系代詞that，不用which，而且在絕大多數(shù)情況下省略關(guān)系代詞。
例：All you have to do is to press the button.
你只要把電鈕一按就行了。
(2)句中的to fill out a withdrawal order…作表語(yǔ)。
(3)句中的"along with與…一道"作狀語(yǔ)，表示伴隨情況。
3.The interest rate varies from bank to bank, but the general range is from 4 1/2 to 6 percent. 各銀行的利率也不一樣，但變化范圍通常在年利率4 1/2%到6%之間。
(1)interest: a charge for a loan, usually a percentage of the amount loaned.利息：使用貸款的費(fèi)用，通常以貸款數(shù)量的百分比計(jì)息
interest rate利率：利息與本金之比
(2) vary vi.to be different; deviate:不同，偏離：
例：vary from established patterns of behavior
從已經(jīng)建立的行為模式偏離
(3)range: n.an amount or extent of variation:變動(dòng)的范圍：變化的數(shù)量或程度：
例：a wide price range.
極大的價(jià)格變化范圍
4 1/2%=4.5%
4.This interest would automatically be credited to your account; and if you left it in the bank, along with your original deposit, you would receive interest on $1,022.50 for the next six-month period. 如果你不支取，它將并入原有的存款，在以后的六個(gè)月里，你將得到按本金1,022.50美元計(jì)算的利息。
(1)The interest is compounded:to compute (interest) on the principal and accrued interest.
以復(fù)利計(jì)算利息：以本金和不斷累積的利息為基數(shù)計(jì)算利息
(2) credit vt.①to enter as a credit:記入賬戶的貸方
例：credited $500 to her account.
記入500美元的貸款
②To make a credit entry in:在…上貸記：
例：credit an account.
在賬目記入貸方