Savings Deposits 活期存款
Foreign currency savings deposits may be kept in the account of deposit certificate or checking account. They may be deposited and withdrawn at any time. The minimum amount for such deposit is foreign currencies with a value not less than the equivalent of RMB 100 yuan for a B-type account of deposit, or foreign currencies with a value not less than the equivalent of 20 RMB yuan for a C-type account of deposit. 外幣活期存款為存折戶和支票戶,可隨時(shí)存取,開戶起存金額:乙種賬戶存款為不低于人民幣100元的等值外幣;丙種賬戶存款為不低于人民幣20元的等值外幣?!?BR> Time Deposits 定期存款
Time Deposits of Lump-sum Deposit and Lump-sum Withdrawal 整存整取定期存款
Time deposits of lump-sum deposit and lump-sum withdrawal are fixed deposits that are deposited by lump-sum, and whose principal and interest are paid by lump-sum upon maturity. The terms of deposit are divided into five grades: 1 month, 3 months, 6 months, 1 year or 2 years. The Bank issues registered certificates of deposit for such deposits. 整存整取定期存款為固定存期,一次存入,到期一次支取本息,存期分為1個(gè)月、3個(gè)月,6個(gè)月,1年,2年五個(gè)檔次。銀行出具記名式存單?!?BR> Foreign currencies with a value not less than the equivalent of 500 RMB yuan for a B-type deposit, or foreign currencies with a value not less than the equivalent of RMB50 yuan for a C-type deposit. Such deposit may be withdrawn fully or partially prior to maturity for once, or, upon authorization in advance, handled on agency renewal of depositing upon maturity by the bank. 乙種存款為不低于人民幣500元的等值外幣;丙種存款為不低于人民幣50元的等值外幣。本存款可允許全部或部分提前支取一次,也可預(yù)約由銀行代辦到期轉(zhuǎn)期續(xù)存。
Savings/Time Optional Deposits 定活兩便存款
Savings/time optional deposit in foreign currency are registered deposit without fixed amount, without definite maturity, whose interest rate varies in line with the length of maturity. The minimum amount of deposit is the foreign currency with a value not less than the equivalent of 50 RMB yuan. The longest maturity is 1 year, and the interest is computed at a discount rate relevant to the corresponding grade of interest rate for time deposits of lump-sum depositing and lump-sum withdrawal according to the actual number of days deposited. The interest is computed with reference to interest rate of the RMB Time/Current Optional Deposits. 外幣定活兩便存款是一種不確定存期,利率隨存期長短而變動(dòng)的記名式不定額存款。起存金額不低于人民幣50元的等值外幣。存期最長為1年,按實(shí)存天數(shù),符合整存整取定期存款哪個(gè)檔次就按該檔次利率打折計(jì)息。計(jì)息參照“人民幣定活兩便儲蓄存款”?!?BR> Seven-day Notice Deposit 七天通知存款
The principal is deposited in a lump-sum for a maturity of not less than seven days. The minimum amount of deposit is the foreign currency with a value not less than the equivalent 5,000 RMB yuan. For the withdrawal of such deposit, the Bank shall be informed in writing seven days ahead of time. 一次性存入本金,存期不少于7天,起存金額不低于5,000元人民幣的等值外幣。支取存款需在7天前書面通知銀行?!?BR>
Foreign currency savings deposits may be kept in the account of deposit certificate or checking account. They may be deposited and withdrawn at any time. The minimum amount for such deposit is foreign currencies with a value not less than the equivalent of RMB 100 yuan for a B-type account of deposit, or foreign currencies with a value not less than the equivalent of 20 RMB yuan for a C-type account of deposit. 外幣活期存款為存折戶和支票戶,可隨時(shí)存取,開戶起存金額:乙種賬戶存款為不低于人民幣100元的等值外幣;丙種賬戶存款為不低于人民幣20元的等值外幣?!?BR> Time Deposits 定期存款
Time Deposits of Lump-sum Deposit and Lump-sum Withdrawal 整存整取定期存款
Time deposits of lump-sum deposit and lump-sum withdrawal are fixed deposits that are deposited by lump-sum, and whose principal and interest are paid by lump-sum upon maturity. The terms of deposit are divided into five grades: 1 month, 3 months, 6 months, 1 year or 2 years. The Bank issues registered certificates of deposit for such deposits. 整存整取定期存款為固定存期,一次存入,到期一次支取本息,存期分為1個(gè)月、3個(gè)月,6個(gè)月,1年,2年五個(gè)檔次。銀行出具記名式存單?!?BR> Foreign currencies with a value not less than the equivalent of 500 RMB yuan for a B-type deposit, or foreign currencies with a value not less than the equivalent of RMB50 yuan for a C-type deposit. Such deposit may be withdrawn fully or partially prior to maturity for once, or, upon authorization in advance, handled on agency renewal of depositing upon maturity by the bank. 乙種存款為不低于人民幣500元的等值外幣;丙種存款為不低于人民幣50元的等值外幣。本存款可允許全部或部分提前支取一次,也可預(yù)約由銀行代辦到期轉(zhuǎn)期續(xù)存。
Savings/Time Optional Deposits 定活兩便存款
Savings/time optional deposit in foreign currency are registered deposit without fixed amount, without definite maturity, whose interest rate varies in line with the length of maturity. The minimum amount of deposit is the foreign currency with a value not less than the equivalent of 50 RMB yuan. The longest maturity is 1 year, and the interest is computed at a discount rate relevant to the corresponding grade of interest rate for time deposits of lump-sum depositing and lump-sum withdrawal according to the actual number of days deposited. The interest is computed with reference to interest rate of the RMB Time/Current Optional Deposits. 外幣定活兩便存款是一種不確定存期,利率隨存期長短而變動(dòng)的記名式不定額存款。起存金額不低于人民幣50元的等值外幣。存期最長為1年,按實(shí)存天數(shù),符合整存整取定期存款哪個(gè)檔次就按該檔次利率打折計(jì)息。計(jì)息參照“人民幣定活兩便儲蓄存款”?!?BR> Seven-day Notice Deposit 七天通知存款
The principal is deposited in a lump-sum for a maturity of not less than seven days. The minimum amount of deposit is the foreign currency with a value not less than the equivalent 5,000 RMB yuan. For the withdrawal of such deposit, the Bank shall be informed in writing seven days ahead of time. 一次性存入本金,存期不少于7天,起存金額不低于5,000元人民幣的等值外幣。支取存款需在7天前書面通知銀行?!?BR>