Personal second-hand housing loan means a loan lent by bank to the borrower for it to purchase a personal housing or a commercial housing whose house property certificate the seller has acquired and which has a complete right of disposal and is legally traded in the secondary market.
個人二手房貸款是銀行向借款人發(fā)放的用于購買售房人已取得房屋產(chǎn)權(quán)證、具有完全處置權(quán)利、在二級市場上合法交易的個人住房或商用房的貸款。
Any natural person having a complete civil capacity may apply for personal second-hand housing loan to the bank.
具有完全民事行為能力的自然人可向銀行申請辦理個人二手房貸款。
個人二手房貸款是銀行向借款人發(fā)放的用于購買售房人已取得房屋產(chǎn)權(quán)證、具有完全處置權(quán)利、在二級市場上合法交易的個人住房或商用房的貸款。
Any natural person having a complete civil capacity may apply for personal second-hand housing loan to the bank.
具有完全民事行為能力的自然人可向銀行申請辦理個人二手房貸款。