小額信用消費貸款

Petty consumer credit loans are consumer credit loans granted by the lender to borrowers with good credit standing to facilitate normal consumption, labor service and other fee payments.
    The longest maturity of a petty consumer credit is one year.
    The maximum borrowing limit of a petty consumer credit is temporarily set at RMB100,000.
    To the interest rate for petty consumer credit loans, the interest rate for loans of the same grade set by the People's Bank of China applies. Upward fluctuation of the interest rate shall not surpass the range provided for by the PBC. 小額信用消費貸款是貸款人向資信良好的借款人發(fā)放的用于正常消費需求及勞務(wù)等費用支付的一種信用消費貸款業(yè)務(wù)。
    小額信用消費貸款的最長期限為一年。
    小額信用消費貸款的限額暫定為10萬元人民幣。
    小額信用消費貸款執(zhí)行中國人民銀行規(guī)定的同檔次利率。利率上浮不得超過中國人民銀行規(guī)定的幅度。