NotesOnFinancialExpressions-A(14)金融專業(yè)術語注解

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英語詞匯 中文釋義 詳細注解
    affordability analysis 購買住宅能力分析 A detailed examination of an individual‘s ability to afford a house, taking into consideration income, liabilities, available funds, mortgage type, home price and closing costs.
    Affordability index 支持指數(shù) 1.美國房地產經(jīng)紀人對消費者購買住宅能力所編制的指數(shù)。指數(shù)100代表該消費者的購屋能力為全國收入的平均值,恰可承擔一般房屋的抵押貸款。
    2.A measure of the financial ability of U.S. families to buy a house. 100 means that families earning the national median income have just the amount of money needed to qualify for a mortgage on a median-priced home; higher than 100 means they have more than enough and lower than 100 means they have less than enough.
    affregate supply 總和供給 總體經(jīng)濟學上指在一段期間內,各種價格之下對應的財貨與勞務供給總數(shù)量。也稱為總產出(total output)。
    After acquired clause 事后取得條款 1.在抵押貸款契約內載明抵押人(mortgagor)在契約簽定后所取得任何可供抵押的資產,均可自動成為原抵押契約之承押人(mortgagee)的附加抵押品。這類條款對于承押人提供較大之保障,對抵押人之債信等級之提高與借款利率之降低有直接的幫助。
    2.A clause in a mortgage contract specifying if the mortgagor acquires additional mortgageable property after the mortgage is signed, such property will be treated as additional collateral for the mortgage.
    after sight 見票后 指匯票受票人(即付款人)于見到匯票提交起若干日才須付款的貿易條件,是一種計算匯票到期日的用語。
    after-acquired collateral 附屬擔保 A provision in an agreement that automatically collateralizes certain assets acquired after the agreement.
    after-hours trading 業(yè)余時間交易 The practice of buying and selling securities during a period of time when the major markets are officially closed. Once reserved for institutional investors, individual investors may now participate. Stocks are traded after hours on ECNs, which match buyers and seller with a computer system in order to execute trades.
    Aftermarket 相繼市場 次級市場 發(fā)行后市場 1.證券首次公開發(fā)行之后,在場外或交易所交易的市場。
    2.A market in which an investor purchases a security from another investor rather than the issuer, subsequent to the original issuance in the primary market. also called secondary market.參考:secondary market [次級市場]
    after-tax 稅后 1.扣除所得稅以后的收益額或收益率。例如,稅后收益(after-tax income)和稅后投資收益率(after-tax rate of return)可以反映企業(yè)或投資人的實際收益水平。
    2.An amount (usually income) after taxes have been subtracted.
    after-tax basis 按稅后 The comparison of investment returns after factoring in the tax consequences, such as when comparing the return on a taxable corporate bond with the return on a tax-exempt municipal bond.