Many people have two accounts in a bank: a savings account and a checking account. When people deposit money in a savings account, it earns interest. They can withdraw their savings any time, unless it is a special notice account. A special notice account earns higher interest, but you must give the bank 90 days notice before withdrawing money from it.
許多人在銀行有兩個(gè)賬戶(hù)：一個(gè)使儲(chǔ)蓄賬戶(hù)，另一個(gè)是支票賬戶(hù)。把錢(qián)存到儲(chǔ)蓄賬戶(hù)上，可以得到利息，可以隨時(shí)支取，特別通知存款賬戶(hù)除外。而特別通知存款賬戶(hù)利息較高，但必須在取款之前九十天通知銀行。
People use checking accounts for convenience. They deposit some money and write checks when they want to pay bills. This way they do not have to send cash through the mail. They do not have to carry a lot of cash with them, for they can write a check instead. At the end of the month, the bank returns the checks that they have written and have been cashed. The bank also sends a statement of all the checks used. That way people have a record of how much money they have spent that month.
支票賬戶(hù)使用方便，存入一些錢(qián)，就可以開(kāi)支票付賬單。這樣就不需要通過(guò)郵局支付現(xiàn)金，也不需要隨身攜帶大量現(xiàn)金，而是開(kāi)支票付款。每到月底，銀行會(huì)寄回你開(kāi)出的支票和兌現(xiàn)的支票，以及所有用過(guò)的支票兌賬單。這樣，你就會(huì)得到該月花銷(xiāo)的明細(xì)賬。
Do you put your paycheck in the Bank?
你在銀行有支票賬戶(hù)嗎？
許多人在銀行有兩個(gè)賬戶(hù)：一個(gè)使儲(chǔ)蓄賬戶(hù)，另一個(gè)是支票賬戶(hù)。把錢(qián)存到儲(chǔ)蓄賬戶(hù)上，可以得到利息，可以隨時(shí)支取，特別通知存款賬戶(hù)除外。而特別通知存款賬戶(hù)利息較高，但必須在取款之前九十天通知銀行。
People use checking accounts for convenience. They deposit some money and write checks when they want to pay bills. This way they do not have to send cash through the mail. They do not have to carry a lot of cash with them, for they can write a check instead. At the end of the month, the bank returns the checks that they have written and have been cashed. The bank also sends a statement of all the checks used. That way people have a record of how much money they have spent that month.
支票賬戶(hù)使用方便，存入一些錢(qián)，就可以開(kāi)支票付賬單。這樣就不需要通過(guò)郵局支付現(xiàn)金，也不需要隨身攜帶大量現(xiàn)金，而是開(kāi)支票付款。每到月底，銀行會(huì)寄回你開(kāi)出的支票和兌現(xiàn)的支票，以及所有用過(guò)的支票兌賬單。這樣，你就會(huì)得到該月花銷(xiāo)的明細(xì)賬。
Do you put your paycheck in the Bank?
你在銀行有支票賬戶(hù)嗎？