acceptance policy 核保政策
accounting period 結(jié)算期
aggregate limit 累積限額
aggregated loss 累積損失
antiselection 逆選擇
ART (Alternative Risk Transfer) 新型風(fēng)險(xiǎn)轉(zhuǎn)移
balance 所欠款項(xiàng)
barrages 堰壩
captive pools 自保組合
catastrophe risk 巨災(zāi)風(fēng)險(xiǎn)
ceiding company 分出公司
cession limit 分保限額
claim-prone 容易出險(xiǎn)
claims assistance 理賠協(xié)助
clean cut 結(jié)清方式
coinsurance 共保
commencement and termination 起訖
cover 承保
cover 責(zé)任額
deposit premium 預(yù)付保費(fèi)
destroyed 毀壞
earth caves 土壞房屋
EPA
event limit 事件限額
ex gratia payments 通融賠款
excess loss 超額賠款
exclusion 除外責(zé)任
exposed areas 風(fēng)險(xiǎn)承受區(qū)域
facultative reinsurance 臨時(shí)分保
fault zone 斷層區(qū)
finite risk 有限制的風(fēng)險(xiǎn)
flash floods 驟發(fā)洪水
flooding of rivers 洪水泛濫
frame structure 框架結(jié)構(gòu)
full coverage 全額承保
full insurance value 足額保險(xiǎn)價(jià)值
full liability 全部責(zé)任
Geophysics Institute 地球物理研究所
GNPI 總凈保費(fèi)收入
hailstorm 雹暴
heavy damage 嚴(yán)重破壞
hollow brick wall 空斗磚結(jié)構(gòu)
hour clause 小時(shí)條款
hurricane 颶風(fēng)
individual losses 單一損失
insurability 可保性
insured losses 保險(xiǎn)損失
intensity 烈度
layering 層次
less exposed 損失可能性小
liability 責(zé)任
light damage 輕度破壞
line slips 分保條
loading 附加費(fèi)
loss occurrence 損失發(fā)生
loss occurring basis 損失發(fā)生基礎(chǔ)
loss participation 分擔(dān)損失
loss settlement 損失賠付
magnitude 震級
malicious damage 惡意損害
moderate damage 中度破壞
multi-story building 多層建建筑
Munich Re 慕尼黑再
net retained lines 凈自留額
net retained losses 損失凈自賠額
no profit commission 無純益風(fēng)險(xiǎn)
non-proportional reinsurance 非比例再保險(xiǎn)
notification 告知
object 標(biāo)的
obligatory reinsurance 固定分保
original deductibles 原始免賠額
original rate 原始費(fèi)率
paid-up capital 已付資本
peak accelerator 峰值加速度
peril 危險(xiǎn)
PICC Re 中保再
placement 安排
PML 可能損失
policyholder 保單持有者
pool 共保組合
portfolio entry 未滿期責(zé)任的出帳
portfolio outgo 未滿期責(zé)任的入帳
premium 保費(fèi)
previous losses 既往損失
priority 分保自留額
priority 自付責(zé)任
proportional reinsurance 比例再保險(xiǎn)
rainstorm 雨暴
rating 費(fèi)率
reinforced concrete building 鋼筋混凝土建筑
reinstatement 恢復(fù)保額
reinsured 分出公司
reinsurer 再保險(xiǎn)人
retention 自留額
retention areas 滯洪區(qū)
return period 重現(xiàn)期
revoke license 吊銷營業(yè)執(zhí)照
seaquake 海震
second event cover 第二事件承保
securitization 證券化
seismic demage 震害
set-off 抵銷
shear wall structure 剪力墻結(jié)構(gòu)
single 險(xiǎn)位超賠
spread loss 分散風(fēng)險(xiǎn)
stop loss 賠付率超賠
storm surges 風(fēng)暴潮
susceptibility of goods to water 易受水浸性
tarrif 費(fèi)率表
TG 拐點(diǎn)周期
tidal wave 海嘯
topographic map 地形圖
tornado 龍卷風(fēng)
total sum insured 總保額
treaty-limits 合約限額
tube structure 筒體結(jié)構(gòu)
underwriting policy 承保政策
windstorm 風(fēng)暴
險(xiǎn)種及險(xiǎn)別
險(xiǎn)種
health insurance 疾病保險(xiǎn)，健康保險(xiǎn)
sickness insurance 疾病保險(xiǎn)
insurance during a period of illness 疾病保險(xiǎn)
insurance for medical care 醫(yī)療保險(xiǎn)
"major medical" insurance policy 巨額醫(yī)藥費(fèi)保險(xiǎn)
life insurance 人壽保險(xiǎn)
endowment insurance 養(yǎng)老保險(xiǎn)
insurance on last survivor 長壽保險(xiǎn)
social insurance 社會保險(xiǎn)
personal property insurance 個(gè)人財(cái)產(chǎn)保險(xiǎn)
insurance of contents 家庭財(cái)產(chǎn)保險(xiǎn)
險(xiǎn)別
Free from Particular Average（F.P.A.） 平安險(xiǎn)
With Particular Average （W.P.A.） 水漬險(xiǎn)
All Risks 一切險(xiǎn)
risk of breakage 破碎險(xiǎn)
risk of clashing 碰損險(xiǎn)
risk of rust 生銹險(xiǎn)
risk of hook damage 鉤損險(xiǎn)
risk of contamination (tainting) 污染險(xiǎn)
insurance against total loss only (TLO) 全損險(xiǎn)
risk of deterioration 變質(zhì)險(xiǎn)
risk of packing breakage 包裝破裂險(xiǎn)
risk of inherent vice 內(nèi)在缺陷險(xiǎn)
risk of normal loss (natural loss) 途耗或自然損耗險(xiǎn)
risk of spontaneous combustion 自然險(xiǎn)
risk of contingent import duty 進(jìn)口關(guān)稅險(xiǎn)
insurance against war risk 戰(zhàn)爭險(xiǎn)
Air Transportation Cargo War Risk 航空運(yùn)輸戰(zhàn)爭險(xiǎn)
overland Transportation Insurance War Risk 陸上運(yùn)輸戰(zhàn)爭險(xiǎn)
insurance against strike, riot and civil commotion (SRCC) 罷工，*，民變險(xiǎn)
insurance against extraneous risks, insurance against additional risks 附加險(xiǎn)
risk of theft, pilferage and nondelivery (TPND) 盜竊提貨不著險(xiǎn)
risk of fresh and/of rain water damage(wetting) 淡水雨淋險(xiǎn)
risk of leakage 滲漏險(xiǎn)
risk of shortage in weight/quantity 短量險(xiǎn)
risk of sweating and/or heating 受潮受熱險(xiǎn)
risk of bad odour(change of flavour) 惡味險(xiǎn)，變味險(xiǎn)
risk of mould 發(fā)霉險(xiǎn)
on deck risk 艙面險(xiǎn)
-
保險(xiǎn)業(yè)詞匯
Terms used in insurance industryaccident
意外事故險(xiǎn)
actuarial method
精算法
Advance Loss Profits (ALOP)
預(yù)期利潤損失險(xiǎn)，利損險(xiǎn)
Advance profit
預(yù)期利潤
broker
經(jīng)紀(jì)人
Business Interruption Insurance (BI)
營業(yè)中斷險(xiǎn)
captive
自保公司
casualty
意外傷害險(xiǎn)
catastrophe
巨災(zāi)險(xiǎn)
ceding company
分出公司
claim
索賠
claim settlement
理賠
combined ratio
綜合賠付率
Consequential Loss (CL)
后果損失
Contractor's All Risks (CAR)
建筑工程一切險(xiǎn)（建工險(xiǎn)）
cover
保障
Delay in completion
完工延誤
EEI
電子設(shè)備險(xiǎn)
engineering insurance
工程保險(xiǎn)
Erection All Risks (EAR)
安裝工程一切險(xiǎn)（安工險(xiǎn)）
excess of loss cover
超額賠償
EXL protection
超賠保障
facultative business
臨分保
IBRN
Incurred but not reported losses 已發(fā)生但未報(bào)的損失
IBRN reserve
IBRN 儲備金
indemnity period/limit
賠期/期限
inflated claim
超額索賠
insurance capacity
承保能力
insured property
參保物業(yè)
Kobe
神戶
Lloyd
勞合社
long-tail
長尾
Loss of profit
利損險(xiǎn)
Machinery (Breakdown) Insurance
機(jī)器（損壞〕險(xiǎn)，機(jī)損險(xiǎn)
mail/sub-contractor
主/分承包商
maintenance
保證期
multiple claim
多次（重復(fù)）索賠
non-life
非壽險(xiǎn)
officer & director liability
雇主保險(xiǎn)
outstanding claim reserve
未決索賠準(zhǔn)備金
PC industry
property & catastrophe industry
peril
危險(xiǎn)
policy
保單
pool
聯(lián)營
possible maximum loss
可能的損失
premium
保費(fèi)
primary insurance company
原保公司、主保險(xiǎn)商
principal/employer
業(yè)主
professional
專業(yè)險(xiǎn)
profit margin
利潤邊際
property
財(cái)產(chǎn)險(xiǎn)
proportional cover
比例分保
punitive damage
懲罰性損害
rate
費(fèi)率
reinsurer
分保人（分保公司）
reinsurer
再保人
reserve
準(zhǔn)備金
retention
自留
return period
（巨災(zāi)）間隔期
short-tail
短尾
solvency margin
賠償能力
standing charges
維持費(fèi)用
subject insured
風(fēng)險(xiǎn)標(biāo)的
sum insured
保額
tarrif zone
險(xiǎn)區(qū)
Third Party Liability (TPL)
第三者責(zé)任險(xiǎn)
treaties business
合同分保
turnover
營業(yè)額
underwriting
承保
working expenses /cost
營業(yè)費(fèi)用
writing
承保
accounting period 結(jié)算期
aggregate limit 累積限額
aggregated loss 累積損失
antiselection 逆選擇
ART (Alternative Risk Transfer) 新型風(fēng)險(xiǎn)轉(zhuǎn)移
balance 所欠款項(xiàng)
barrages 堰壩
captive pools 自保組合
catastrophe risk 巨災(zāi)風(fēng)險(xiǎn)
ceiding company 分出公司
cession limit 分保限額
claim-prone 容易出險(xiǎn)
claims assistance 理賠協(xié)助
clean cut 結(jié)清方式
coinsurance 共保
commencement and termination 起訖
cover 承保
cover 責(zé)任額
deposit premium 預(yù)付保費(fèi)
destroyed 毀壞
earth caves 土壞房屋
EPA
event limit 事件限額
ex gratia payments 通融賠款
excess loss 超額賠款
exclusion 除外責(zé)任
exposed areas 風(fēng)險(xiǎn)承受區(qū)域
facultative reinsurance 臨時(shí)分保
fault zone 斷層區(qū)
finite risk 有限制的風(fēng)險(xiǎn)
flash floods 驟發(fā)洪水
flooding of rivers 洪水泛濫
frame structure 框架結(jié)構(gòu)
full coverage 全額承保
full insurance value 足額保險(xiǎn)價(jià)值
full liability 全部責(zé)任
Geophysics Institute 地球物理研究所
GNPI 總凈保費(fèi)收入
hailstorm 雹暴
heavy damage 嚴(yán)重破壞
hollow brick wall 空斗磚結(jié)構(gòu)
hour clause 小時(shí)條款
hurricane 颶風(fēng)
individual losses 單一損失
insurability 可保性
insured losses 保險(xiǎn)損失
intensity 烈度
layering 層次
less exposed 損失可能性小
liability 責(zé)任
light damage 輕度破壞
line slips 分保條
loading 附加費(fèi)
loss occurrence 損失發(fā)生
loss occurring basis 損失發(fā)生基礎(chǔ)
loss participation 分擔(dān)損失
loss settlement 損失賠付
magnitude 震級
malicious damage 惡意損害
moderate damage 中度破壞
multi-story building 多層建建筑
Munich Re 慕尼黑再
net retained lines 凈自留額
net retained losses 損失凈自賠額
no profit commission 無純益風(fēng)險(xiǎn)
non-proportional reinsurance 非比例再保險(xiǎn)
notification 告知
object 標(biāo)的
obligatory reinsurance 固定分保
original deductibles 原始免賠額
original rate 原始費(fèi)率
paid-up capital 已付資本
peak accelerator 峰值加速度
peril 危險(xiǎn)
PICC Re 中保再
placement 安排
PML 可能損失
policyholder 保單持有者
pool 共保組合
portfolio entry 未滿期責(zé)任的出帳
portfolio outgo 未滿期責(zé)任的入帳
premium 保費(fèi)
previous losses 既往損失
priority 分保自留額
priority 自付責(zé)任
proportional reinsurance 比例再保險(xiǎn)
rainstorm 雨暴
rating 費(fèi)率
reinforced concrete building 鋼筋混凝土建筑
reinstatement 恢復(fù)保額
reinsured 分出公司
reinsurer 再保險(xiǎn)人
retention 自留額
retention areas 滯洪區(qū)
return period 重現(xiàn)期
revoke license 吊銷營業(yè)執(zhí)照
seaquake 海震
second event cover 第二事件承保
securitization 證券化
seismic demage 震害
set-off 抵銷
shear wall structure 剪力墻結(jié)構(gòu)
single 險(xiǎn)位超賠
spread loss 分散風(fēng)險(xiǎn)
stop loss 賠付率超賠
storm surges 風(fēng)暴潮
susceptibility of goods to water 易受水浸性
tarrif 費(fèi)率表
TG 拐點(diǎn)周期
tidal wave 海嘯
topographic map 地形圖
tornado 龍卷風(fēng)
total sum insured 總保額
treaty-limits 合約限額
tube structure 筒體結(jié)構(gòu)
underwriting policy 承保政策
windstorm 風(fēng)暴
險(xiǎn)種及險(xiǎn)別
險(xiǎn)種
health insurance 疾病保險(xiǎn)，健康保險(xiǎn)
sickness insurance 疾病保險(xiǎn)
insurance during a period of illness 疾病保險(xiǎn)
insurance for medical care 醫(yī)療保險(xiǎn)
"major medical" insurance policy 巨額醫(yī)藥費(fèi)保險(xiǎn)
life insurance 人壽保險(xiǎn)
endowment insurance 養(yǎng)老保險(xiǎn)
insurance on last survivor 長壽保險(xiǎn)
social insurance 社會保險(xiǎn)
personal property insurance 個(gè)人財(cái)產(chǎn)保險(xiǎn)
insurance of contents 家庭財(cái)產(chǎn)保險(xiǎn)
險(xiǎn)別
Free from Particular Average（F.P.A.） 平安險(xiǎn)
With Particular Average （W.P.A.） 水漬險(xiǎn)
All Risks 一切險(xiǎn)
risk of breakage 破碎險(xiǎn)
risk of clashing 碰損險(xiǎn)
risk of rust 生銹險(xiǎn)
risk of hook damage 鉤損險(xiǎn)
risk of contamination (tainting) 污染險(xiǎn)
insurance against total loss only (TLO) 全損險(xiǎn)
risk of deterioration 變質(zhì)險(xiǎn)
risk of packing breakage 包裝破裂險(xiǎn)
risk of inherent vice 內(nèi)在缺陷險(xiǎn)
risk of normal loss (natural loss) 途耗或自然損耗險(xiǎn)
risk of spontaneous combustion 自然險(xiǎn)
risk of contingent import duty 進(jìn)口關(guān)稅險(xiǎn)
insurance against war risk 戰(zhàn)爭險(xiǎn)
Air Transportation Cargo War Risk 航空運(yùn)輸戰(zhàn)爭險(xiǎn)
overland Transportation Insurance War Risk 陸上運(yùn)輸戰(zhàn)爭險(xiǎn)
insurance against strike, riot and civil commotion (SRCC) 罷工，*，民變險(xiǎn)
insurance against extraneous risks, insurance against additional risks 附加險(xiǎn)
risk of theft, pilferage and nondelivery (TPND) 盜竊提貨不著險(xiǎn)
risk of fresh and/of rain water damage(wetting) 淡水雨淋險(xiǎn)
risk of leakage 滲漏險(xiǎn)
risk of shortage in weight/quantity 短量險(xiǎn)
risk of sweating and/or heating 受潮受熱險(xiǎn)
risk of bad odour(change of flavour) 惡味險(xiǎn)，變味險(xiǎn)
risk of mould 發(fā)霉險(xiǎn)
on deck risk 艙面險(xiǎn)
-
保險(xiǎn)業(yè)詞匯
Terms used in insurance industryaccident
意外事故險(xiǎn)
actuarial method
精算法
Advance Loss Profits (ALOP)
預(yù)期利潤損失險(xiǎn)，利損險(xiǎn)
Advance profit
預(yù)期利潤
broker
經(jīng)紀(jì)人
Business Interruption Insurance (BI)
營業(yè)中斷險(xiǎn)
captive
自保公司
casualty
意外傷害險(xiǎn)
catastrophe
巨災(zāi)險(xiǎn)
ceding company
分出公司
claim
索賠
claim settlement
理賠
combined ratio
綜合賠付率
Consequential Loss (CL)
后果損失
Contractor's All Risks (CAR)
建筑工程一切險(xiǎn)（建工險(xiǎn)）
cover
保障
Delay in completion
完工延誤
EEI
電子設(shè)備險(xiǎn)
engineering insurance
工程保險(xiǎn)
Erection All Risks (EAR)
安裝工程一切險(xiǎn)（安工險(xiǎn)）
excess of loss cover
超額賠償
EXL protection
超賠保障
facultative business
臨分保
IBRN
Incurred but not reported losses 已發(fā)生但未報(bào)的損失
IBRN reserve
IBRN 儲備金
indemnity period/limit
賠期/期限
inflated claim
超額索賠
insurance capacity
承保能力
insured property
參保物業(yè)
Kobe
神戶
Lloyd
勞合社
long-tail
長尾
Loss of profit
利損險(xiǎn)
Machinery (Breakdown) Insurance
機(jī)器（損壞〕險(xiǎn)，機(jī)損險(xiǎn)
mail/sub-contractor
主/分承包商
maintenance
保證期
multiple claim
多次（重復(fù)）索賠
non-life
非壽險(xiǎn)
officer & director liability
雇主保險(xiǎn)
outstanding claim reserve
未決索賠準(zhǔn)備金
PC industry
property & catastrophe industry
peril
危險(xiǎn)
policy
保單
pool
聯(lián)營
possible maximum loss
可能的損失
premium
保費(fèi)
primary insurance company
原保公司、主保險(xiǎn)商
principal/employer
業(yè)主
professional
專業(yè)險(xiǎn)
profit margin
利潤邊際
property
財(cái)產(chǎn)險(xiǎn)
proportional cover
比例分保
punitive damage
懲罰性損害
rate
費(fèi)率
reinsurer
分保人（分保公司）
reinsurer
再保人
reserve
準(zhǔn)備金
retention
自留
return period
（巨災(zāi)）間隔期
short-tail
短尾
solvency margin
賠償能力
standing charges
維持費(fèi)用
subject insured
風(fēng)險(xiǎn)標(biāo)的
sum insured
保額
tarrif zone
險(xiǎn)區(qū)
Third Party Liability (TPL)
第三者責(zé)任險(xiǎn)
treaties business
合同分保
turnover
營業(yè)額
underwriting
承保
working expenses /cost
營業(yè)費(fèi)用
writing
承保