★英語口語頻道為網(wǎng)友整理的《金融英語口語：計(jì)算日息》，供大家參考學(xué)習(xí)。
Computing Daily Interest
計(jì)算日息
Situation 20
情景 20
Donald Craig is asking the New Accounts clerk at the First National Bank about their daily interest advertisements.
唐納德·克雷格在第一國民銀行向一個(gè)負(fù)責(zé)新開帳戶的職員詢問有關(guān)銀行的日息廣告的事。
Craig:What do you mean when you say daily interest in your advertisements?
克雷格：你們的廣告中所說的日息是什么意思？
Clerk:We mean that we compute interest on your account balance every day and credit it to your account on a quarterly basis.
職員：我們的意思是說，我們每日計(jì)算您的帳戶余額應(yīng)得利息，并且每個(gè)季度把應(yīng)得利息計(jì)入您的帳戶的貸方。
Cr:How can you compute the earnings daily ?Isn't that too much trouble ?
克雷格：你們怎么能夠每日都計(jì)算應(yīng)得利息呢？那不是太麻煩了嗎？
C:Well,actually Mr.Craig ,it's relatively easy to do since we keep all our account records by computer
職員：哦，克雷格先生，實(shí)際上做到這一點(diǎn)是比較容易的。因?yàn)槲覀兪褂糜?jì)算機(jī)儲存我們所有的帳戶記錄，
This enables us to give even better service to our customers .
這樣我們就能更好地為我們的顧客服務(wù)。
Cr:You really mean ,then ,that you're paying me interest on the interest that I earn if I keep my money in the bank .
克雷格：那么您實(shí)際上是說，如果我把錢存入銀行，你們就會以復(fù)制的形式支付我所贏得的利息了。
C:Yes,that's right.We credit your earned interest automatically to your account and that figures as part of the balance for the next interest-earning period.
職員：是這樣的。我們會自動地把您贏得的利息計(jì)入您的帳戶的貨方，而且這些利息成了您的帳戶中存款余額的一部分。
It's really an accumulative account which continues to grow and earn returns for you .
再接著計(jì)算利息時(shí)，這一部分余額也將贏得利息。這的確是個(gè)累計(jì)帳戶，不斷地增加數(shù)額為您生息。
Cr:What if I withdraw the earned interest each time? Then I lose the advantages of an accumulative account ,don't I ?
克雷格：如果我每次都把贏得的利息取出來，又會怎么樣呢？那我就失去了累計(jì)帳戶的優(yōu)勢，對嗎？
C:Yes,you would .The accumulative effect only works if you maintain the balance and earned interest in the account.
職員：是的，您會失去的。您只有保留帳戶中的金額和贏得的利息，累計(jì)帳戶的效果才能體現(xiàn)出來。
Cr:That's a good way to make money .I'll try not to make any more withdrawals .
克雷格：這到是個(gè)掙錢的好辦法，我爭取盡量少提取存款。
C:Yes,that's a good plan .
職員：這是個(gè)好計(jì)劃。
Cr:You're right .Maybe I'll become rich that way!
克雷格：您說得對，照這樣做法或許我會變得富裕起來。
Computing Daily Interest
計(jì)算日息
Situation 20
情景 20
Donald Craig is asking the New Accounts clerk at the First National Bank about their daily interest advertisements.
唐納德·克雷格在第一國民銀行向一個(gè)負(fù)責(zé)新開帳戶的職員詢問有關(guān)銀行的日息廣告的事。
Craig:What do you mean when you say daily interest in your advertisements?
克雷格：你們的廣告中所說的日息是什么意思？
Clerk:We mean that we compute interest on your account balance every day and credit it to your account on a quarterly basis.
職員：我們的意思是說，我們每日計(jì)算您的帳戶余額應(yīng)得利息，并且每個(gè)季度把應(yīng)得利息計(jì)入您的帳戶的貸方。
Cr:How can you compute the earnings daily ?Isn't that too much trouble ?
克雷格：你們怎么能夠每日都計(jì)算應(yīng)得利息呢？那不是太麻煩了嗎？
C:Well,actually Mr.Craig ,it's relatively easy to do since we keep all our account records by computer
職員：哦，克雷格先生，實(shí)際上做到這一點(diǎn)是比較容易的。因?yàn)槲覀兪褂糜?jì)算機(jī)儲存我們所有的帳戶記錄，
This enables us to give even better service to our customers .
這樣我們就能更好地為我們的顧客服務(wù)。
Cr:You really mean ,then ,that you're paying me interest on the interest that I earn if I keep my money in the bank .
克雷格：那么您實(shí)際上是說，如果我把錢存入銀行，你們就會以復(fù)制的形式支付我所贏得的利息了。
C:Yes,that's right.We credit your earned interest automatically to your account and that figures as part of the balance for the next interest-earning period.
職員：是這樣的。我們會自動地把您贏得的利息計(jì)入您的帳戶的貨方，而且這些利息成了您的帳戶中存款余額的一部分。
It's really an accumulative account which continues to grow and earn returns for you .
再接著計(jì)算利息時(shí)，這一部分余額也將贏得利息。這的確是個(gè)累計(jì)帳戶，不斷地增加數(shù)額為您生息。
Cr:What if I withdraw the earned interest each time? Then I lose the advantages of an accumulative account ,don't I ?
克雷格：如果我每次都把贏得的利息取出來，又會怎么樣呢？那我就失去了累計(jì)帳戶的優(yōu)勢，對嗎？
C:Yes,you would .The accumulative effect only works if you maintain the balance and earned interest in the account.
職員：是的，您會失去的。您只有保留帳戶中的金額和贏得的利息，累計(jì)帳戶的效果才能體現(xiàn)出來。
Cr:That's a good way to make money .I'll try not to make any more withdrawals .
克雷格：這到是個(gè)掙錢的好辦法，我爭取盡量少提取存款。
C:Yes,that's a good plan .
職員：這是個(gè)好計(jì)劃。
Cr:You're right .Maybe I'll become rich that way!
克雷格：您說得對，照這樣做法或許我會變得富裕起來。