★英語口語頻道為網(wǎng)友整理的《金融英語口語對話:申請個人信用卡》，供大家參考學習。
A：I'd like to apply for a credit card. Can you help me with my application?
我想申請一張信用卡。你可以幫我申請嗎？
B：I'd be glad to.
我很樂意幫你。
A：I'm afraid that I don't have a credit history. I just came to this country.
我沒有信用卡的使用歷史。我才剛來這個國家。
B：Do you have an account with this bank?
你有這個銀行的賬號嗎？
A：I'm afraid not.
恐怕沒有。
B：In that case I highly recommend you apply for a savings and checking account also. That would help with your credit card application.
這樣的話，我極力推薦你申請一個即儲蓄存款和支票存款于一身的賬戶。這對你的信用卡申請有幫助。
A：What is the interest rate on your card?
你們信用卡的利率是多少？
B：The annual charge rate is 9.5%.
每年的收費標準時9.5%。
A：That's very expensive!
真是貴??！
B：Not really. The credit card is a revolving account. You only pay interest on what you owe.
不完全是。這種信用卡是一個循環(huán)賬戶。你只需付你賺的錢的利息就行了。
A：How does the bank bill its customers for credit card charges?
銀行如何把信用卡費用賬單交給客戶？
B：You will receive a monthly statement with each expenditure itemized.
你每個月將會收到一份結算單，上面列出了每項費用。
A：Does the card provide any other benefits?
這種卡有什么福利嗎？
B：You can also get a cash advance up to 1,000 dollars on this card.
使用這種卡你可以預支高達1000美元的現(xiàn)金。
1.apply for 申請
2.interest rate 利率
3.provide benefits 提供福利
4.up to 高達…
5.cash advance 直譯為現(xiàn)金提前，就是預支現(xiàn)金的意思，也就說所說的信用卡消費，可以透支。
6. with each expenditure itemized. 直譯為帶著每一筆花費都逐條記載，因為with表示的狀態(tài)通常都有被動性的特點，因此應該理解為記載著每一筆開銷更為通順。相似的句子類型為：The by cried loudly, with his hands fisted.小男孩放聲大哭，兩手緊握著。
A：I'd like to apply for a credit card. Can you help me with my application?
我想申請一張信用卡。你可以幫我申請嗎？
B：I'd be glad to.
我很樂意幫你。
A：I'm afraid that I don't have a credit history. I just came to this country.
我沒有信用卡的使用歷史。我才剛來這個國家。
B：Do you have an account with this bank?
你有這個銀行的賬號嗎？
A：I'm afraid not.
恐怕沒有。
B：In that case I highly recommend you apply for a savings and checking account also. That would help with your credit card application.
這樣的話，我極力推薦你申請一個即儲蓄存款和支票存款于一身的賬戶。這對你的信用卡申請有幫助。
A：What is the interest rate on your card?
你們信用卡的利率是多少？
B：The annual charge rate is 9.5%.
每年的收費標準時9.5%。
A：That's very expensive!
真是貴??！
B：Not really. The credit card is a revolving account. You only pay interest on what you owe.
不完全是。這種信用卡是一個循環(huán)賬戶。你只需付你賺的錢的利息就行了。
A：How does the bank bill its customers for credit card charges?
銀行如何把信用卡費用賬單交給客戶？
B：You will receive a monthly statement with each expenditure itemized.
你每個月將會收到一份結算單，上面列出了每項費用。
A：Does the card provide any other benefits?
這種卡有什么福利嗎？
B：You can also get a cash advance up to 1,000 dollars on this card.
使用這種卡你可以預支高達1000美元的現(xiàn)金。
1.apply for 申請
2.interest rate 利率
3.provide benefits 提供福利
4.up to 高達…
5.cash advance 直譯為現(xiàn)金提前，就是預支現(xiàn)金的意思，也就說所說的信用卡消費，可以透支。
6. with each expenditure itemized. 直譯為帶著每一筆花費都逐條記載，因為with表示的狀態(tài)通常都有被動性的特點，因此應該理解為記載著每一筆開銷更為通順。相似的句子類型為：The by cried loudly, with his hands fisted.小男孩放聲大哭，兩手緊握著。