The savings deposit is a method of deposit that sets no limits on maturity date, time and amount of deposit and withdrawal. According to the different methods of deposit and withdrawal, there are four types of savings deposits: current passbook deposit, current check deposit, time-demand optional deposit, debit card deposit and notice deposit.
活期儲蓄存款是指不確定存期、客戶可隨時存取款、存取金額不限的一種儲蓄方式。按其存取款方式，活期儲蓄存款又可分為活期存折存款、活期支票存款、定活兩便存款、借記卡及通知存款等。
I.Definition
Time-demand optional deposit is defined as one that does not have a definite term with the minimum amount of 50 RMB yuan in the account; that depositors can make deposits or withdrawals at any time without subject to amount limits after you are issued a deposit certificate or deposit passbook by the savings office. The certificate of deposit has two kinds: registered or unregistered. The unregistered certificate can't be reported loss. The passbook must be registered. The registered certificate or passbook can be reported loss.
一、定義
定活兩便儲蓄存款是指不確定存期，起存金額為50元人民幣，開戶后由儲蓄機構(gòu)發(fā)給存單或存折，存戶憑存單（折）存取款，存取金額不受限制的一種儲蓄方式。存單有兩種類型：記名存單和不記名存單。不記名存單不能掛失。存折必須記名，記名存單（折）可以掛失。
II.Service Features
Time-demand optional deposit is the most basic and conventional method of bank deposit. A client may make deposits or withdrawals at any time. For its free and flexible use of funds, the current passbook deposit is taken as the basis of clients' financial asset managements. Such deposit boasts the flexibility of withdrawal at any time as a savings deposit, and also enjoys a preferential interest rate approaching that for time deposit.
二、業(yè)務(wù)特點
定活兩便儲蓄存款是銀行最基本、常用的存款方式?？蛻艨呻S時存取款，自由、靈活調(diào)動資金，是客戶進行各項理財活動的基礎(chǔ)。該種儲蓄具有活期儲蓄存款可隨時支取的靈活性，又能享受到接近定期存款利率的優(yōu)惠。
活期儲蓄存款是指不確定存期、客戶可隨時存取款、存取金額不限的一種儲蓄方式。按其存取款方式，活期儲蓄存款又可分為活期存折存款、活期支票存款、定活兩便存款、借記卡及通知存款等。
I.Definition
Time-demand optional deposit is defined as one that does not have a definite term with the minimum amount of 50 RMB yuan in the account; that depositors can make deposits or withdrawals at any time without subject to amount limits after you are issued a deposit certificate or deposit passbook by the savings office. The certificate of deposit has two kinds: registered or unregistered. The unregistered certificate can't be reported loss. The passbook must be registered. The registered certificate or passbook can be reported loss.
一、定義
定活兩便儲蓄存款是指不確定存期，起存金額為50元人民幣，開戶后由儲蓄機構(gòu)發(fā)給存單或存折，存戶憑存單（折）存取款，存取金額不受限制的一種儲蓄方式。存單有兩種類型：記名存單和不記名存單。不記名存單不能掛失。存折必須記名，記名存單（折）可以掛失。
II.Service Features
Time-demand optional deposit is the most basic and conventional method of bank deposit. A client may make deposits or withdrawals at any time. For its free and flexible use of funds, the current passbook deposit is taken as the basis of clients' financial asset managements. Such deposit boasts the flexibility of withdrawal at any time as a savings deposit, and also enjoys a preferential interest rate approaching that for time deposit.
二、業(yè)務(wù)特點
定活兩便儲蓄存款是銀行最基本、常用的存款方式?？蛻艨呻S時存取款，自由、靈活調(diào)動資金，是客戶進行各項理財活動的基礎(chǔ)。該種儲蓄具有活期儲蓄存款可隨時支取的靈活性，又能享受到接近定期存款利率的優(yōu)惠。